Adelaide property market to grow in 2018

AFTER years of slow and steady value growth, Adelaide’s property market is set to switch up a gear. According to property analyst Terry Ryder of Hotspotting, 2018 will see house price growths of up to 9 per cent, up 4 per cent to this year, with middle and low-market suburbs the star performers. His claims are based on data published […]

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Is a family guarantee right for you?

Entering the property market is no easy feat for a first homebuyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it’s crucial to be aware of the implications involved. Here are three questions to ask yourself to see if a family […]

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What costs are involved in buying a home?

Things can add up quickly so it’s helpful to have a clear understanding of the total costs involved in buying a home. The key things to budget for are: Pre-purchase inspections A pre-purchase pest and building inspection will show up any building defects, illegal work or pest issues that could be costly to fix further down the track. If you’re […]

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A guarantor could help you get your home sooner

Saving a deposit can be difficult … especially if you’re renting and prices are going up faster than you can save. But there is a solution that could get you over the line sooner – having a ‘guarantor’. A guarantor is someone – usually a parent or a family member – who offers their own home as extra security for […]

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Selling your home? Here are the first steps to take

There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things you should check off your list to help you get the largest return from your investment and to ensure the process runs as smoothly as possible. Choose a quality agent Asking family and friends who have purchased […]

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Small business finance without the bank

While SMEs account for 97 per cent of Australian businesses, it can still be difficult to make a case to a bank when looking for finance to start a new business or invest in the growth of an existing one. The good news is that applying for commercial finance through a bank is far from the only option. Personal loans […]

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Exit costs when refinancing

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change. Before making the switch, ensure the savings you could make outweigh the fees involved. Here are the different exit costs […]

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Will I qualify for a First Home Owners Grant (FHOG)?

First home buyers may be entitled to a range of government grants and concessions that vary according to which state or territory you are buying your home in. The First Home Owner Grant (FHOG) is the main source of financial support for first home buyers. It’s a one-off, tax-free payment to people buying their first home in Australia however state […]

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