Buying your first home can seem overwhelmingly complex and challenging. But it doesn't have to be if you have expert advice to help & guide you through the process. Menzies will help you to answer the important questions like: How much deposit do I need? What counts as genuine savings in a loan application? Can I still get a loan without genuine savings? Will I qualify for a first home owners grant? Can a guarantor help me? How much can I borrow? What are the legal, stamp duty and any other costs involved? What is Lenders Mortgage Insurance and do I need it? What can I afford to buy? How do I choose which home loan is best for me? Can I get pre-approval? How do I negotiate with real estate agents and what do I need before I start making offers? What happens once my offer is accepted? What are the common mistakes I should try to avoid? What do I need check before I commit to buying? You can use our Borrowing Capacity Calculator to do your own initial estimate of your borrowing power. Contact us to do a full and accurate assessment. I’d like to talk to a broker Download our First Home Buyers Guide
