Securing a commercial loan

Commercial loans are often a necessity for small business owners who want to buy their own premises. But commercial property loans come with their own unique set of rules and factors that affect how much you can borrow.

Financing a commercial property purchase can feel like a daunting process for both new and sophisticated investors, and it is easy to be overwhelmed.

At Menzies Financial Group, we can help shopping around for a commercial loan. With access to over 50 leading banks and non-bank lenders, we compare hundreds of loans to find one that is suitable for your needs.

For more information on Commercial Loans, continue scrolling…

The Loan Amount

Commercial property lenders each have their own policies but as a general guide. The loan amounts available are:

  • 100% of the property value using a guarantor to secure your loan.
  • 80% of the property value for loans up to $1,000,000.
  • 75% of the property value for loans up to $2,000,000.
  • 70% of the property value for loans up to $5,000,000.

Commercial property loans from $5,000,000 to $50,000,000 are on a case by case basis.

The Property Type

Different types of security represent different risks to the Lenders. Standard commercial properties are usually the best type of security for a commercial property loan. For example:

  • Offices.
  • Factories.
  • Warehouses (including showrooms and storage units).
  • Retail space.
  • Shop fronts
  • Residential (block of units, house, unit or townhouse).

Standard security is classed as:

  • having a wide appeal,
  • is in a good location,
  • and is zoned as residential, commercial, industrial or mixed.

How we can help

Whether you’re looking to purchase an office, upgrading to a bigger warehouse or looking to purchase an investment, Menzies Financial Group can help you find and secure a competitive commercial loan.

Contact our team for more information or to schedule an appointment.

Speak to a broker

Contact Us

Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.

General Enquiries
(02) 99072257

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